I have a few years of retail banking and banking call center experience. About two years I went through a hardship which really damaged my credit. I know if I apply to a bank that does a credit check I won’t get hired. Does anyone know of a specific bank in Los Angeles that won’t run credit?
I have a mortgage with a bank. The renters left and I have no way of covering the mortgage until I get new renters. The bank took the mortgage out of my checking account. If I close this checking account and open another one at a different bank can they access my new checking account to get their funds.
Or is money wired to the payee from my bank? Doesn’t online banking cost the bank money? How come banks don’t charge for this service. I’m not naive I know they pass on the cost to me but how?
How does the bank get cash from another bank when a check is deposited? Does the bank mail the check to the bank it was written from and request cash or is it like a credit with that bank?
I need to know which bank in Southern California is a good bank for opening a bank account as a 17 year old. I need to be able to open the account by myself and withdraw/deposit by myself, possibly have checking and/or ATM services.
Thank you in advance!
Question Details:
How can you or can you start a union at a bank?
Bank of America has grown way too large, and the people who work there are treated so poorly. Hispanics, Blacks and some Whites (all SVP positions and up are held by white people) it doesn’t matter what race you are, you can stand outside of there corporate centers and ask the employees what they think and they’ll tell you a Union is needed desperately.
They had a hiring fair, and hired around 200 people from the hiring fair. Then before the 90 days was up, they let those 200 people go. Bank of America is only diverse so it can treat people like migrant workers and pay them almost the same. It’s a shame that Afro-American and the Hispanic communities have award Bank of America with awards for there diversity. That’s just wrong, and something needs to be done.
Again: How can you, or can you start a union at a bank like Bank of America?
Where do you start?
Bank of America needs a UNION, help?
My bank, Washington Mutual, where I’ve been banking for 2+ months, continues to hold funds on every check I deposit for a minimum of 4 days, up to 2 weeks. The 4-day rule is for a check from a local bank. The 2 week rule is for non-local checks. They are very uncompromising about these excessive hold times, and get testy when challenged about them. My previous bank never held checks for so long. I have no adverse banking history that would require WaMu to be so careful.
Please don’t tell me only what your bank does; I would like to hear from those who actually know what the Federal regulations are on this matter. I’ve made a few phone calls about this and looked online, but I can’t find reliable, up-to-date information. Thanks for your help.
How do you even know if you need Wealth Management instead of just having an FA or whatever manage your money?
Explain this as you would to a 10 year old.
I am now a Regions customer and have been really unsatisfied with their services. I have never had so many problems with a bank before. The overdraft fees, the poor customer service, and I just recently found out from a teleservice representative at Regions corporate that the corporate offices gave each bank branch power over the accounts they open. Meaning, if a branch manager decides that he/she doesn’t want to refund overdraft fees regardless of the reason, he/she does not have to. Does anyone reccommend a bank and/or bank account that is student-friendly?
I am trying to send money to different people in my family from the internet. I am looking for what Bank will allow for ACH transfers or direct wiring of money to another bank account without having to supply the “two small deposits” or knowing the login information of the payee. I just want to be able to wire money to any bank account/routing number without having to go through a verification process. Does anyone know a bank that makes this process easy?